At Open Colleges, we strive to provide flexible payment options and are always willing to work with you to come up with a payment plan that suits your needs. However, if you do miss regular payments, fall into arrears for more than three instalments or refuse to pay, your enrolment may be referred to an external Debt Collections Agency. As outlined in the Student Agreement, you may incur an additional cost of up to 25% of your full remaining course fee.