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Pay for your course on a 24, 36 or 48 month interest-free* payment plan

Pay for your course on an interest free payment plan

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At Open Colleges we believe that everyone should have access to education, regardless of their circumstances. That’s why we’ve teamed up with Australian financial company, Zip Money.

The partnership means that you can choose a weekly, fortnightly or monthly payment plan that fits in with your budget and lifestyle.

Plus, you can get a decision in minutes!


What is Zip Money?

Zip Money is a safe, simple and convenient way to pay for your course over time.

With Zip Money you can apply for a 24, 36 or 48 months interest-free* payment plan (dependant on which course you are enrolling into) to suit your lifestyle, giving you more flexibility than ever before.

Plus, the Zip Money process is simple and entirely paperless — so it’s mess and fuss free!


How does Zip Money work?

  • Complete your application and get a decision in minutes.
  • You pay Zip Money back over time in easy weekly, fortnightly or monthly repayments
  • Zip Money will pay Open Colleges on your behalf.

Frequently Asked Questions

To be eligible to apply for a zipMoney interest-free payment plan you must:

  • Be 18 years or over.
  • Be an Australian citizen, resident or have a 457 visa.
  • Have a combined household income minimum of $300 per week.
  • Have a mobile phone and an email address.
  • Have an Australian mobile phone number.
  • Pay for your course over 24, 36 or 48 months interest-free*.
  • Choose to pay weekly, fortnightly or monthly to suit your budget.
  • There is no need to use your credit card or seek a loan elsewhere. You are provided with a virtual account so all you need to do is sign-in, confirm and pay.
  • It’s simple, convenient and easy to use.

Make sure to read all the information on this page to ensure that you understand what zipMoney is all about, and whether it will suit your circumstances.

The next step is to call our friendly Internal Collections Team on 1300 881 919. They will be able to talk you through zipMoney in detail, and help you work out whether it is the best choice for you.

  • zipMoney does not require a deposit, so there are no costs to pay upfront.
  • You will get an interest free* period of 24, 36 or 48 months after which interest will accrue at 19.90% annually.
  • There is a small monthly admin fee of $4.95 (only payable if a balance is owing).

For more information on the zipMoney payment plan, check-out the contract terms and conditions in the application form.

  • zipMoney’s 24, 36 or 48 months interest-free* plan is a loan and must be paid back. Failure to do so could affect your future credit rating.
  • zipMoney’s payment plans are interest-free* for 24, 36 or 48 months, but please be aware that interest at the rate of 19.90% will start to accrue after the interest free period.
  • You can see your balance, how long it is estimated to take to repay the loan and change your payment schedule any time you login to your account.

For more information about you payment options, contact one of our friendly Internal Collections Team on 1300 161 345 .

Terms and Conditions

* Available to approved applicants only. Minimum monthly repayments are required, please see your contract for details. Interest free period subject to course area. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the 24, 36 or 48 months interest-free period will be charged interest at the standard annual percentage rate, currently 19.9%. A monthly account fee of $7.95 and a one-off establishment fee may apply for new customers. Terms & Conditions apply and are available on application. Credit provided by zipMoney Pty Limited, ABN 58 164 440 993, Australian Credit Licence Number 441878.